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OC 684/2013 - The Payday Loans Amendment Regulations, 2013 (Minister of Justice and Attorney General)

Title: The Payday Loans Amendment Regulations, 2013

Minister: Minister of Justice and Attorney General

Summary: On February 1, 2014, these regulations will amend RRS P-4.3 Reg 1 to remove the requirement for an additional authorization in writing from a borrower for a payday lender to make a second attempt to obtain repayment through a pre-authorized debit (PAD) and replace it with the following conditions:

  • one additional attempt can be made without additional authorization from the borrower;
  • the additional attempt must be for the same amount as the original attempt; and
  • the attempt must occur within 30 days of the lender receiving notice that the initial PAD transaction was unsuccessful.
See: The Payday Loans Act, section 66

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